Market conditions in your specific county and neighborhood are extremely important when making any real estate decision because the numbers can vary greatly from area to area.  Regardless of the gloom and doom predictions on TV and in the newspapers; sitting on the sidelines can be a mistake for some.  Now is a great time for first time home buyers, investors, and anyone looking to move up to a larger or more expensive home.  Even those who are looking to downsize can benefit from knowing the numbers.  Of course, you will need more specific information - down to the neighborhood level - in order to adequately evaluate your exact situation and neighborhood.  That is why it is extremely important to use a REALTOR® who knows your area and evaluates the CURRENT market conditions for your specific location.

You may notice that some of the farthest out counties like Carver have a greater declines in the number of homes sold when compared to the 12 other counties.  This phenomena may have more to do with the price of gasoline than the "usual suspects" such as the sub-prime mortgage mess and foreclosures.  Anoka County actually increased in the number of closed sales, but there was a large decline in the median home price.  If you aren't familiar with Anoka County, this might be confusing, but this situation is caused by the large number of bank owned/foreclosure properties that sold at rock bottom prices.

What does the "median home price" mean anyway?  Check this out:  median home prices and average home prices (what's the difference)?

For more information about my services, guarantees, or how I can help you find your next home, sell your home, buy a business or investment property.  Just call Patti Ann Kasper today at 763-548-1418!

To view my interactive on-line real estate magazine with listings, select the banner below:


Touch the banner below to send this information to your friends or family!

Patti Ann Kasper, Your Minnesota, North Metro Twin Cities, and Lino Lakes Real Estate Expert!  Associates of Science Degree in Geographic Information Systems and Cartography from Anoka Ramsey Community College in Coon Rapids, Minnesota.
© Copyright Patti Ann Kasper 2008 All Right Reserved

Based on information from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INC.  For the period of January 1, 2007 thru December 31, 2008

Buyers: Receive a CASH BONUS of 2% of the sale price up to a maximum of $10,000.00 after closing when you purchase a home through me.

To find out more, call Patti Ann Kasper  at 763-548-1418 today!

Sellers: Your home SOLD in 39 days or less GUARANTEED, or I'll pay you up to $10,000 after closing!

*National Real Estate Stimulus Program* Participant

To view my interactive on-line real estate magazine with listings, select the banner below:

Touch the banner below to send this information to your friends or family!


Patti Ann Kasper, Your Minnesota, North Metro Twin Cities, and Buffalo MN Real Estate Expert!
© Copyright Patti Ann Kasper 2009 All Right Reserved.

Based on information from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INC.  For the period of January 1, 2007 thru December 31, 2008

 Buyers: Receive a CASH BONUS of 2% of the sale price up to a maximum of $10,000.00 after closing when you purchase a home through me.

To find out more, call Patti Ann Kasper  at 763-548-1418 today!

Sellers: Your home SOLD in 39 days or less GUARANTEED, or I'll pay you up to $10,000 after closing!

*National Real Estate Stimulus Program* Participant

To view my interactive on-line real estate magazine with listings, select the banner below:

Touch the banner below to send this information to your friends or family!


Patti Ann Kasper, Your Minnesota, North Metro Twin Cities, Maple Grove, and Osseo Real Estate Expert!
© Copyright Patti Ann Kasper 2009 All Right Reserved.

Based on information from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INC.  For the period of January 1, 2007 thru December 31, 2008

Buyers: Receive a CASH BONUS of 2% of the sale price up to a maximum of $10,000.00 after closing when you purchase a home through me.

To find out more, call Patti Ann Kasper  at 763-548-1418 today!

Sellers: Your home SOLD in 39 days or less GUARANTEED, or I'll pay you up to $10,000 after closing!

*National Real Estate Stimulus Program* Participant

To view my interactive on-line real estate magazine with listings, select the banner below:

Touch the banner below to send this information to your friends or family!


Patti Ann Kasper, Your Minnesota, North Metro Twin Cities, and Big Lake MN Real Estate Expert!
© Copyright Patti Ann Kasper 2009 All Right Reserved.

I specialize in assisting REO Buyers in Anoka, Northern Hennepin, Northern Ramsey, Eastern Wright, Eastern Sherburn, Southern Isanti, and Northern Washington Counties. My mission is simple, to help you realize your real estate goals by capitalizing on my expertise, advice, resources, training, and marketing systems to successfully close your REO transaction.

You will find this site so easy to use for all your real estate needs, there will be no need to go anywhere else.  This site was designed with both Buyers and Sellers in mind.  Use the easy "Property Search" page to search for homes currently listed for sale in the Minneapolis St Paul Twin Cities Metro Area; or just sit back and allow us to do the work for you and watch how easy and quickly the information is sent to you!

This is just one example of the services I provide to my "Inner Circle" clients.  To receive your own customized list of Half Priced Homes and find out more about becoming an "Inner Circle" client, call Patti Ann Kasper at 763-548-1418 today!

Are you ready to receive attainable opportunities in your mail box immediately?

Would you like more information on how the "National Real Estate Stimulus Program" can put more money in your pocket, even when purchasing a REO?

Foreclosures, Short Sales, and Other Things You Need to Know - Part 1 of 3
Foreclosures, Short Sales, and Other Things You Need to Know - Part 2 of 3
Foreclosures, Short Sales, and Other Things You Need to Know - Part 3 of 3

Participating member of the *National Real Estate Stimulus Program*

Buyers: Receive a CASH BONUS of 2% of the sale price up to a maximum of $10,000.00 after closing when you purchase a home with Patti Ann Kasper.

Sellers: Your home SOLD in 39 days or less GUARANTEED, or I'll pay you up to $10,000 after closing!

That's right, a tax free cashiers check is mailed after closing, upon receipt of proof of purchase, and verification of identity.  Could you or someone you know do something with that?  If you are thinking of buying or selling a home, call Patti Ann Kasper to find out how you can receive your own National Real Estate Stimulus Program CASH BONUS!

For more information about my services, guarantees, or how I can help you find your next home, sell your home, buy a business or investment property.  Just call Patti Ann Kasper today at 763-548-1418!

To view my interactive on-line real estate magazine with listings, select the banner below:


Touch the banner below to send this information to your friends or family!

Patti Ann Kasper, Your Minnesota, North Metro Twin Cities, and Blaine MN Real Estate Expert!  Associates of Science Degree in Geographic Information Systems and Cartography from Anoka Ramsey Community College in Coon Rapids, Minnesota.
© Copyright Patti Ann Kasper 2009 All Right Reserved.

Check out these Bank Owned Properties in Blaine MN!

Let Patti Ann Kasper be your trusted advisor when it comes to Bank Owned / REOs!
Her mission is to make you the most informed buyer in your chosen neighborhood!

Is a bank owned property for you? Buying a bank owned property is very different when compared to the conventional real estate purchase process. Whether you are looking for a property as an investment or your personal residence, you need to be aware of the unique procedures, advantages, and disadvantages that come with purchasing a Bank Owned REO property.

The first step is to choose a REALTOR® who is trained as an REO Professional and understands the current real estate marketplace.

Before we go on, let's clarify... Properties that have been through the foreclosure process and are now the property of "the bank" are referred to as REOs (Real Estate Owned) by the banks and are sometimes referred to as "Bank Owned". By the time the property reaches this point, secondary mortgages have been wiped out and they generally close successfully.

Properties that are in the foreclosure process are referred to as Short Sales or sometimes pre-foreclosures. These properties need the lender's approval to be sold if the sale price is less that what is owed. The homeowner may occupy the property and attempt to redeem the loan through the Sheriff's Sale and right up to the end of the 6 month redemption period. Because there can be multiple mortgages, these properties are often very difficult, if not impossible to close successfully. Many of these listed properties are either unrealistically priced because of the sellers equity position or have terms that are not conducive to a successful sale.

Foreclosures, Short Sales, and Other Things You Need to Know - Part 1 of 3
Foreclosures, Short Sales, and Other Things You Need to Know - Part 2 of 3
Foreclosures, Short Sales, and Other Things You Need to Know - Part 3 of 3

For both Short Sales and REOs, buyers need to beware! There are many properties posted for sale that are literally unobtainable for a variety of reasons. Some listing agents post distressed properties for sale with little knowledge or awareness of the sellers ability to handle the foreclosure situation. Furthermore, lending institutions that are associated with the distressed properties are overwhelmed with the workloads associated with negotiating these sales.

Meanwhile, many buyers and their agents are getting sidetracked by concentrating on properties that area literally unobtainable for purchase. Some buyers get very excited about the price on a foreclosure/short sale property, submit a purchase agreement and often wait in frustration. Weeks later they hear a variety of reasons/excuses associated with the lack of response, knowledge, communication and/or experience in the foreclosure market. Frustrations set in for the buyers who are generally not in a position to be patient, so they continue to search without any guidance or without an REO Professional.

Are you ready to receive attainable opportunities in your mail box immediately?

For more information on my guarantees, or how I can help you find your next home, sell your home, buy a business or investment property.  Just call Patti Ann Kasper today at 763-548-1418!

To view my interactive on-line real estate magazine with listings, select the banner below:


Touch the banner below to send this information to your friends or family!

Patti Ann Kasper, Your Minnesota, North Metro Twin Cities, and Blaine MN Real Estate Expert!  Associates of Science Degree in Geographic Information Systems and Cartography from Anoka Ramsey Community College in Coon Rapids, Minnesota.
© Copyright Patti Ann Kasper 2009 All Right Reserved.

Great Rambler!

Great Information from Frank!

Based on information from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INC.  For the period of January 1, 2007 thru December 31, 2008

Buyers: Receive a CASH BONUS of 2% of the sale price up to a maximum of $10,000.00 after closing when you purchase a home through me.

To find out more, call Patti Ann Kasper  at 763-548-1418 today!

Sellers: Your home SOLD in 39 days or less GUARANTEED, or I'll pay you up to $10,000 after closing!

*National Real Estate Stimulus Program* Participant

To view my interactive on-line real estate magazine with listings, select the banner below:

Touch the banner below to send this information to your friends or family!


Patti Ann Kasper, Your Minnesota, North Metro Twin Cities, and Elk River, MN Real Estate Expert!
© Copyright Patti Ann Kasper 2009 All Right Reserved.

 


Based on information from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INC.  For the period of January 1, 2007 thru December 31, 2008

Buyers: Receive a CASH BONUS of 2% of the sale price up to a maximum of $10,000.00 after closing when you purchase a home through me.

To find out more, call Patti Ann Kasper  at 763-548-1418 today!

Sellers: Your home SOLD in 39 days or less GUARANTEED, or I'll pay you up to $10,000 after closing!

*National Real Estate Stimulus Program* Participant

To view my interactive on-line real estate magazine with listings, select the banner below:

Touch the banner below to send this information to your friends or family!


Patti Ann Kasper, Your Minnesota, North Metro Twin Cities, and Ramsey MN Real Estate Expert!
© Copyright Patti Ann Kasper 2009 All Right Reserved.