North Minneapolis St Paul Twin Cities Metro Area Real Estate

Upon the President signing the new housing bill, the following changes will take place:

1. The seller paid Down Payment Assistance programs (DPAs) Nehemiah, Ameridream, and others, will be eliminated.  Any transactions in process must close by October 1^st. This date is subject to change.  Most of these programs used a non-profit organization as a go-between to gift funds from the seller to the buyer, often by raising the final sale price of the home by an equal amount.  In the end, the amount gifted was simply added to the mortgage, which kinda defeats the purpose of a downpayment in the first place.
2. FHA down payment has increased to 3.5% and the monthly mortgage insurance will be .55% up from .5%.  This will raise the amount of downpayment buyers will need to purchase a home as well as the monthly payment amount.
3. First-time home buyers would receive a $7,500 tax credit for the purchase of any home after April 9, 2008 and before July 1, 2009. Income limits will apply.  Consult your Tax Professional or the IRS.  This is great news for new homebuyers and those who are looking to sell their home.
4. Additional tax-exempt bonds will be issued by states to fund first-time home buyer programs. 
5. One thing that won't change; the conventional conforming loan limit of $417,000 will remain the same in Minnesota.

The bill - H.R. 3221, the Housing and Economic Recovery Act of 2008 - also includes reform of Fannie Mae and Freddie Mac, FHA modernization, and permanent increases in conforming and FHA loan limits.

Those who seek to purchase homes in the future will need to save more cash up front for a downpayment, but will be better off for it in the long run as the more risky loan programs are eliminated.  In today's competitive marketplace, there are many opportunities to make up for these changes by negotiating price reductions or seller paid items like closing costs and repairs.

For more information about my services, guarantees, or how I can help you
find your next home, sell your home, buy a business or investment property.
Just call Patti Ann Kasper today at 763-548-1418!

To view my interactive on-line real estate magazine with listings, select the banner below:

Touch the banner below to send this information to your friends or family!

Patti Ann Kasper, Your Minnesota and North Metro Twin Cities Real Estate Expert!

 © Copyright Patti Ann Kasper 2008 All Right Reserved.

Associates of Science Degree in Geographic Information Systems and Cartography
from Anoka Ramsey Community College in Coon Rapids, Minnesota.


Licensed in Minnesota


Equal Housing Opportunity

Fantastic Price for Huge 2100 Sq Ft End Unit
Only $99,000!
Virtual Open House

What a great deal on a town home in Big Lake, home of the Northstar Commuter Rail Line opening this fall!  This association maintained end unit has 3 bedrooms, 3 bathrooms, and a 2 car garage.   The main level makes you feel right at home with its inviting entryway, open floorplan, gas fireplace, and vaulted ceilings.  The kitchen flows nicely into the informal dining area and living room; while the laundry room and a half bath are neatly tucked away between the kitchen and the garage.  On the opposite end of the main floor are two bedrooms and a full bathroom.  The lower level is completely finished with a large family room, bedroom, and a full bathroom.

Priced at $99,000, this townhome is great deal for a first home, empty nester, or investment opportunity.

This former rental property needs some cosmetics and minor repairs, but is structurally sound and has newer appliances and mechanicals.  Stop in a take a look.  With a little bit of work, this can be restored to its former glory!

778 Independence Dr NW Big Lake, MN

Click For Listing Website Click For Interactive e-Tour

There is plenty of room in this huge Big Lake Town Home with three bedrooms, three bathrooms, a completely finished lower level, and a two car garage. This end unit has approximately 2100 square feet of finished living space and is only 4 years old! Amenities include a gas fireplace, vaulted ceilings, open floor plan, kitchen island, ceramic flooring, ceiling fan, track lighting, built-in storage cabinet in living room, dishwasher, mini blinds, range hood, main floor laundry, two full bathrooms plus a half bath, ample closet space, foyer, egress window, insulated garage, and sprinkler system. Enjoy care free living with exterior maintenance, lawn care, and snow removal provided by a professionally operated management company. This former rental property needs some cosmetics, and minor repairs, but is structurally sound. All appliances, and mechanical systems, are in good condition.

MLS# 3804678 $99,000 3 Bed, 3 Bath 778 Independence Dr NW Big Lake MN, 55309 PattiAnn Kasper EXIT REALTY EXECUTIVES 763-548-1418 pakasper@EXITrealtyexecutives.com

For more information about my services, guarantees, or how I can help you
find your next home, sell your home, buy a business or investment property.
Just call Patti Ann Kasper today at 763-548-1418!

To view my interactive on-line real estate magazine with listings, select the banner below:
 
Touch the banner below to send this information to your friends or family!

Patti Ann Kasper, Your Minnesota and North Metro Twin Cities Real Estate Expert!
© Copyright Patti Ann Kasper 2008 All Right Reserved.

Sellers: You're facing trememdous price pressure in today's real estate marketplace.  Could you use a little pick me up?  Patti Ann Kasper will sell your home, at a price acceptable to you, in 39 days or less GUARANTEED or she will pay you up to $10,000 after closing.

That's right!  With my expertise in marketing your home, I am so confident that I GUARANTEE a sale within 39 days or I will pay you up to $10,000 after closing!

With news like this... 

... you need my pro-active marketing system, flexible fee schedule, and sales expertise!

*National Real Estate Stimulus Program Participant*

Based on information from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INC
for the period of July 1, 2007 through July 31, 2008

For more information about my services, guarantees, or how I can help you
find your next home, sell your home, buy a business or investment property.
Just call Patti Ann Kasper today at 763-548-1418!

To view my interactive on-line real estate magazine with listings, select the banner below:

Touch the banner below to send this information to your friends or family!

Patti Ann Kasper, Your Minnesota and North Metro Twin Cities Real Estate Expert!

 © Copyright Patti Ann Kasper 2008 All Right Reserved.

Associates of Science Degree in Geographic Information Systems and Cartography
from Anoka Ramsey Community College in Coon Rapids, Minnesota.


Licensed in Minnesota


Equal Housing Opportunity

This town home qualifies for the National Real Estate Stimulus Program.  All buyers can qualify to receive a CASH BONUS of two percent of the final sale price, up to a maximum of $10,000 after closing.  Call Patti Ann Kasper at 763-548-1418 to find how YOU can receive YOUR housing stimulus program bonus!

What a great deal on a town home in Big Lake, home of the Northstar Commuter Rail Line opening in 2009!  This association maintained end unit has 3 bedrooms, 3 bathrooms, and a 2 car garage.   The main level makes you feel right at home with its inviting entryway, open floorplan, gas fireplace, and vaulted ceilings.  The kitchen flows nicely into the informal dining area and living room; while the laundry room and a half bath are neatly tucked away between the kitchen and the garage.  On the opposite end of the main floor are two bedrooms and a full bathroom.  The lower level is completely finished with a large family room, bedroom, and a full bathroom.

Priced at $100,000, this townhome is great deal for a first home, empty nester, or investment opportunity.

Touch the Play Button to Start the Video.

For more information about my services, guarantees, or how I can help you
find your next home, sell your home, buy a business or investment property.
Just call Patti Ann Kasper today at 763-548-1418!

Patti Ann Kasper, Your Big Lake, Minnesota and North Metro Twin Cities Real Estate Expert!

 © Copyright Patti Ann Kasper 2008 All Right Reserved.

Associates of Science Degree in Geographic Information Systems and Cartography
from Anoka Ramsey Community College in Coon Rapids, Minnesota.


Licensed in Minnesota


Equal Housing Opportunity

658 85th Ave NW Coon Rapids, MN

Click For Listing Website Click For Interactive e-Tour

Welcome to easy living in this upgraded, association maintained town home at River Village Estates in Coon Rapids. This 2002, 2 bedroom 2 bath town home comes with a one year home warranty and provides over 1700 square feet of living space. Conveniently located this town home offers easy access to main transportation routes, and the Foley Park and Ride. Quality features of this home include: a newly finished double insulated lower level, cable and phone in each room, a 48 inch shower with seat and light, a large storage area, and upgraded appliances and fixtures. Competitively priced at $180,000, this well cared for town home is a great deal. Contact Patti Ann Kasper, your innovative, hard working realtor for this listing and all of your real estate needs.

MLS# 3517347 $185,000 2 Bed, 2 Bath 658 85th Ave NW Coon Rapids MN, 55433 Patti Ann Kasper EXIT REALTY EXECUTIVES 763-548-1418 pakasper@EXITrealtyexecutives.com

It is a great time to involved in real estate! For more information about my services, guarantees,
or how I can help you find your next home, sell your home,  buy a business or investment property.
Just call Patti Ann Kasper today at 763-548-1418!

To view my interactive on-line real estate magazine with listings, select the banner below:

Touch the banner below to send this information to your friends or family!

Patti Ann Kasper, Your Coon Rapids and North Metro Twin Cities Real Estate Expert!

 © Copyright Patti Ann Kasper 2008 All Right Reserved.

Associates of Science Degree in Geographic Information Systems and Cartography
from Anoka Ramsey Community College in Coon Rapids, Minnesota.


Licensed in Minnesota


Equal Housing Opportunity

This comfy Coon Rapids Town Home qualifies for the National Housing Stimulus Program. All buyers will receive a cash bonus of one point seven percent of the sale price up to a maximum of ten thousand dollars. That's right, a tax free cashiers check is mailed to the buyer after closing, upon receipt of proof of purchase, and verification of identity. If you are thinking of buying a home, call Patti Ann Kasper to find out how you too, can receive a real estate stimulus program bonus!

Touch the Play Button to Start the Video

It is a great time to involved in real estate! For more information about my services, guarantees,
or how I can help you find your next home, sell your home,  buy a business or investment property.
Just call Patti Ann Kasper today at 763-548-1418!

To view my interactive on-line real estate magazine with listings, select the banner below:

Touch the banner below to send this information to your friends or family!

Patti Ann Kasper, Your Coon Rapids and North Metro Twin Cities Real Estate Expert!

 © Copyright Patti Ann Kasper 2008 All Right Reserved.

Associates of Science Degree in Geographic Information Systems and Cartography
from Anoka Ramsey Community College in Coon Rapids, Minnesota.


Licensed in Minnesota


Equal Housing Opportunity

This comfy Coon Rapids Town Home qualifies for the National Real Estate Stimulus Program. All buyers will receive a cash bonus of one point seven percent of the sale price up to a maximum of ten thousand dollars. That's right, a tax free cashiers check is mailed to the buyer after closing, upon receipt of proof of purchase, and verification of identity. If you are thinking of buying a home, call Patti Ann Kasper to find out how you too, can receive a real estate stimulus program bonus!

Touch the Play Button to Start the Video




It is a great time to involved in real estate! For more information about my services, guarantees, or how I can help you find your next home, sell your home,  buy a business or investment property.  Just call me today at 763-548-1418!

To view my interactive on-line real estate magazine with listings, select the banner below:

Touch the banner below to send this information to your friends or family!

Patti Ann Kasper, Your Coon Rapids and North Metro Twin Cities Real Estate Expert!

 © Copyright Patti Ann Kasper 2008 All Right Reserved.

Associates of Science Degree in Geographic Information Systems and Cartography
from Anoka Ramsey Community College in Coon Rapids, Minnesota.


Licensed in Minnesota


Equal Housing Opportunity

629 86th Ln NW Coon Rapids, MN

Click For Listing Website Click For Interactive e-Tour

Welcome to easy living in this well kept, side by side town home at River Village Estates in Coon Rapids. This 1999, 2 bedroom, 2 bath, town home, comes with a one year home warranty and provides over 1700 square feet of living space. Tucked away in a small neighborhood, this town home still offers easy access to main transportation routes and the Foley Park and Ride. Quality features of this home include: a vaulted ceiling, gas fireplace, finished lower level with a family room and extra space for an office. All of the appliances are included, and this home is ready for you to move in. Competitively priced at $175,000, this terrific town home won't last long. Contact Patti Ann Kasper, your innovative, hard working realtor for all of your real estate needs.

MLS# 3430318 $175,000 2 Bed, 2 Bath 629 86th Ln NW Coon Rapids MN, 55433 Patti Ann Kasper EXIT REALTY EXECUTIVES 763-548-1418 pakasper@EXITrealtyexecutives.com

It is a great time to involved in real estate! For more information about my services, guarantees,
or how I can help you find your next home, sell your home,  buy a business or investment property.
Just call Patti Ann Kasper today at 763-548-1418!

To view my interactive on-line real estate magazine with listings, select the banner below:

Touch the banner below to send this information to your friends or family!

Patti Ann Kasper, Your Coon Rapids and North Metro Twin Cities Real Estate Expert!

 © Copyright Patti Ann Kasper 2008 All Right Reserved.

Associates of Science Degree in Geographic Information Systems and Cartography
from Anoka Ramsey Community College in Coon Rapids, Minnesota.


Licensed in Minnesota


Equal Housing Opportunity

This huge 2100 Sq Ft Big Lake Town Home qualifies for the National Real Estate Stimulus Program. All buyers will receive a cash bonus of two percent of the sale price up to a maximum of ten thousand dollars. That's right, a tax free cashiers check is mailed to the buyer after closing, upon receipt of proof of purchase, and verification of identity. If you are thinking of buying a home, call Patti Ann Kasper to find outhow you too, can receive a real estate stimulus program bonus!

Big Lake Town Home for only $100,000!  Needs some cosmetics and minor repairs, but a great chance for first time home owners to build equity or a fantastic deal for an investor.  Lower level is finished and this end unit provides over 2000 square feet of finished living space.

Touch the Play Button to Start the Video

It is a great time to involved in real estate! For more information about my services, guarantees, or how I can help you find your next home, sell your home,  buy a business or investment property.  Just call me today at 763-548-1418!

To view my interactive on-line real estate magazine with listings, select the banner below:

Touch the banner below to send this information to your friends or family!

Patti Ann Kasper, Your Big Lake and North Metro Twin Cities Real Estate Expert!

 © Copyright Patti Ann Kasper 2008 All Right Reserved.

Associates of Science Degree in Geographic Information Systems and Cartography
from Anoka Ramsey Community College in Coon Rapids, Minnesota.

778 Independence Dr NW Big Lake, MN

Click For Listing Website Click For Interactive e-Tour

This Beautiful Big Lake Town Home qualifies you for the National Real Estate Stimulus Program. All buyers will receive a cash bonus, of two percent, of the sale price, up to a maximum, of ten thousand dollars. That's right, a tax free cashiers check, is mailed to the buyer after closing, and upon receipt of proof of purchase, and verification of identity. If you are thinking of buying a home, call Patti Ann Kasper, and find out how you, too, can receive a real estate stimulus program bonus!

MLS# 3562969 $100,000 3 Bed, 3 Bath 778 Independence Dr NW Big Lake MN, 55309 Patti Ann Kasper EXIT REALTY EXECUTIVES 763-548-1418 pakasper@EXITrealtyexecutives.com

It is a great time to involved in real estate! For more information about my services, guarantees, or how I can help you find your next home, sell your home,  buy a business or investment property.  Just call me today at 763-548-1418!

To view my interactive on-line real estate magazine with listings, select the banner below:

Touch the banner below to send this information to your friends or family!

Patti Ann Kasper, Your Big Lake and North Metro Twin Cities Real Estate Expert!

 © Copyright Patti Ann Kasper 2008 All Right Reserved.

Associates of Science Degree in Geographic Information Systems and Cartography
from Anoka Ramsey Community College in Coon Rapids, Minnesota.


Licensed in Minnesota


Equal Housing Opportunity